Abo cyafasha
Eligible organised groups or cooperatives, with accepted governance, authority and repayment evidence.
Urutonde rw’ibicuruzwa
Inguzanyo y’amatsinda n’amakoperative
Explore credit for an eligible organised group or cooperative with clearly defined borrowers, authority and repayment responsibility.
Iki cyiciro nticyemeza ko iki kigo gifite igicuruzwa muri iki gihe.
Reba uburyo bwo kuvugana n’ikigoSobanukirwa iki cyiciro
Ibisobanuro birambuye by’uru rutonde biri mu Cyongereza.
An eligible group or cooperative may apply for finance for an agreed activity. Before applying, establish who borrows, who is responsible for repayment and what each member or guarantor is committing to. The institution will assess the activity, governance, income and required security. A collective application is not automatic approval. Every person taking on responsibility should understand the terms, including what happens if another participant does not pay.
Ibyo cyakoreshwa
Collective enterprise, approved production investment or coordinated business needs; individual consumption is not presumed covered.
Uko wakomeza
Agree the borrowing mandate; identify responsible borrowers and signatories; prepare the plan; lender assessment; disclosed decision and acceptance; disbursement; group reporting and repayment.
Ibyo wategura
Group/entity evidence; resolution; member/signatory identities as needed; business cash flow; authority and guarantee documents; accepted security.
Ibibazo n’ibisubizo
Does everyone guarantee the loan?
Only the approved agreement can establish that; disclose each person’s liability and consent.
Can group savings repay it automatically?
Not without the lawful, specifically disclosed authority and allocation rules.
Baza ikigo kuri iki cyiciro
Baza iki kigo niba gitanga ibijyanye n’iki cyiciro ubu, usabe ibisabwa na cyo mbere yo gusaba cyangwa kwishyura.